Anchorage, Alaska

Alaska Home Loans. From Someone Who Actually Lives Here.

Alaska resident. Licensed mortgage broker. Conventional, FHA, VA, USDA, and DSCR Products Available

Barclay Roeder NMLS# 1170412 | First Rate Financial

LOAN PROGRAMS

The right loan for your Alaska situation.

Zero down payment for veterans and active-duty military — including buyers at JBER and Fort Wainwright.

No down payment for buyers in eligible rural areas outside Anchorage — including much of the Mat-Su Valley and Kenai Peninsula.

Low down payment with flexible credit requirements — a common path for first-time buyers in Alaska.

Freddie Mac Home Possible offers down payments as low as 3% for buyers who meet income limits.

Not sure where to start? I'll walk you through every option and help you figure out which loan fits your situation.

WHO I HELP

VA loans with zero down. I've worked with buyers PCSing to Alaska and know how to move fast when orders come through.

I'll explain every step, every cost, and every option — no jargon, no pressure.

Well, septic, wood heat, limited road access — I know which loan programs work for unusual Alaska properties and which ones don't.

If you're buying in an eligible area, USDA means no down payment. Many Mat-Su and Kenai buyers qualify and don't know it.

Alaska real estate has quirks that catch out-of-state buyers off guard. I've lived here 20 years — I'll tell you what to expect.

WHY BARCLAY

I know the market, the appraisers, the neighborhoods, and the quirks that trip up out-of-state lenders.

↑

I've flipped properties in Alaska. I understand property condition, appraisals, and what happens when a deal gets complicated.

You call me directly. Not a 1-800 number. Not a processor in another state. Me.

GET STARTED

No spam. No pressure. Just a conversation about your options.

Barclay Roeder NMLS# 1170412 | First Rate Financial | This is not a commitment to lend.